Is Now a Good Time to Buy or Refinance? Here’s How to Decide

Anthony Bennett

Published on: 03/10/2025

When mortgage rates are shifting — especially after moves from the Federal Reserve — it’s natural to wonder if you should act now or wait. As of mid-September 2025, the Fed signaled a rate cut, sparking questions from both buyers and homeowners: Is this the moment to make a move, or should I hold off? The truth is, the answer depends on your unique situation. Here’s what to consider.

mortgage

How Small Changes Can Lower Your Mortgage Rate — And Your Monthly Payment

Anthony Bennett

Published on: 03/10/2025

When you’re shopping for a mortgage, it’s easy to feel like rates and payments are out of your control. But the truth is, you have more power than you think. Adjusting just a few key factors — like your down payment, credit score, or loan term — can meaningfully shift what you pay each month.

mortgage